New Risks: Is France Still Insurable?

A lunch debate at the Collège des Bernardins on whether climate change, granular data and AI-driven pricing are quietly dismantling the risk pooling that insurance rests on — and whether whole regions and residential property could end up uninsurable. Guillaume Oreckin, deputy CEO of Crédit Agricole Assurances and CEO of Pacifica, takes insurability across territories and the tension between individualised pricing and collective solidarity. Philippe Silberzahn, professor at emlyon and lecturer at HEC, takes what AI does to forecasting, mental models and decision-making. Gilles Martin and Alkéos Michaïl of 4ème Révolution moderate. Debate 12:30 to 14:00, lunch included. Paid, limited seats, registration closed 23 October. Why go: a real disagreement between an operator and a strategy academic about where AI pricing breaks a two-hundred-year-old business model. Best for insurtech and fintech founders, risk and data people in insurance, and anyone pricing climate exposure.